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Current Affairs 03 January 2026 | Daily GK & Handwritten Notes PDF Download

Current Affairs – 03 January 2026

Today’s Important Current Affairs for Banking, SSC, UPSC, State PCS, CET & Police Exams

🔷 National Affairs

Government Launches National Digital Skills Initiative 2026
The Government of India launched a new National Digital Skills Initiative aimed at training youth in artificial intelligence, cybersecurity, data analytics, and emerging technologies to improve employability.
📌 Exam Angle: Supports Digital India, Skill India & Startup ecosystem.
Ministry of Education Expands PM SHRI Schools Network
The Ministry of Education announced the expansion of PM SHRI Schools across multiple states to strengthen infrastructure, smart classrooms, and holistic education.

🔷 Economy & Banking

RBI Introduces New Guidelines for Digital Lending Platforms
The Reserve Bank of India issued updated guidelines to enhance transparency, protect borrowers, and regulate digital lending apps.
📌 RBI Governor: Remember for exam-based current affairs.
Public Sector Banks Record Improvement in Asset Quality
Public sector banks reported improvement in asset quality due to better recovery mechanisms and reduced NPAs.

🔷 Science & Technology

ISRO Successfully Tests Advanced Cryogenic Engine Component
ISRO successfully tested a key cryogenic engine component, strengthening India’s future space missions and Gaganyaan programme.
📌 ISRO HQ: Bengaluru | Chairman questions often asked in exams.

🔷 Defence & Security

Indian Navy Conducts Joint Maritime Exercise in Indian Ocean
The Indian Navy conducted a joint maritime exercise with friendly nations to enhance interoperability and maritime security.

🔷 International Affairs

United Nations Releases Global Development Outlook 2026
The United Nations released its Global Development Outlook highlighting growth challenges, climate risks, and sustainable development goals.
📌 UN HQ: New York | Founded: 1945

🔷 Appointments & Awards

Senior Economist Appointed to Key International Financial Body
A senior Indian economist has been appointed to a leading international financial institution, strengthening India’s global economic representation.

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